Legal Document

Zoya 9Apps's
Terms & Terms & Conditions

Please read these Terms & Conditions carefully before using the platform. By registering on zoya 9apps, you are deemed to have accepted all of these terms.

Last Updated: January 2026
Secure Platform
SSL Secured
Fair Terms
Transparent Policy
18+ Only
Age Verification Required
24/7 Support
Bengali Support
Important Notice

By accessing or using the zoya 9apps platform, you are deemed to have read and fully agreed to all the rules and Terms & Conditions set out below. If you object to any of these terms, please refrain from using the platform.

Section 01

General Introduction & Applicability

These Terms & Conditions Zoya 9Appsapplies to the website, mobile application, and all associated services. Zoya 9Apps We operate an online gaming and betting platform serving players in Bangladesh and around the world.

In this document, "we", "our", or "Zoya 9Apps" refers to the entity operating the platform. "You", "user", or "member" refers to any individual who is registered on the platform or wishes to register.

Zoya 9Apps Reserves the right to amend these Terms & Conditions at any time. When changes take effect, a notice will be published on the website and sent to your registered email address. Continued use of the platform after such changes will be considered acceptance of the updated terms.

Please Note: Although these Terms & Conditions are published in Bengali, the English version shall prevail for all legal interpretation. In the event of any dispute, the English text will be considered definitive.

Section 02

Eligibility & Registration Requirements

Zoya 9AppsTo register on and use our services, you must meet the following requirements:

  • You must be 18 (eighteen) years of age or older.
  • You do not reside in a region where online gaming is completely prohibited.
  • You are registering in your own name and on your own behalf — not on behalf of anyone else.
  • All information provided at the time of registration is truthful, accurate, and complete.
  • You previously Zoya 9Appshave not been banned from or had your account closed on.
  • You are of sound mind and are participating in gaming activities of your own free will.

Warning: Registering with false information is a serious violation. In such cases, the account will be terminated and all deposited funds will be forfeited.

Article 03

Account Policy & Management

Each individual Zoya 9AppsYou may only open one account on. Opening multiple accounts is strictly prohibited and will be treated as fraud.

You are solely responsible for the security of your account. Never share your password with anyone. Zoya 9Apps will never ask for your password under any circumstances.

  • Use a strong password (at least 8 characters, including numbers and special characters).
  • Enable biometric login or two-factor authentication (2FA).
  • Report any suspicious activity to the support team immediately.
  • Avoid logging in over public Wi-Fi.

Zoya 9Apps As part of the KYC (Know Your Customer) process, identity verification documents such as a national ID or other supporting documents may be requested at any time. Failure to provide the required documents within the specified timeframe may result in temporary account suspension.

Section 04

Deposit & Withdrawal Policy

Zoya 9Appscurrently supports deposits and withdrawals via bKash, Nagad, and Rocket. The list of available payment methods may be updated or expanded in the future.

Transaction Type Minimum Maximum (Daily) Processing Time
Deposit BDT 200 BDT 5,00,000 Instant
Withdrawal (Standard) BDT 500 BDT 2,00,000 30 seconds – 5 minutes
Withdrawal (VIP) BDT 500 BDT 10,00,000 Instant
Bonus Withdrawal BDT 1,000 Dependent After verification
  • Withdrawals may only be made to the same payment method used for the deposit.
  • KYC verification must be completed before your first withdrawal.
  • Withdrawals to third-party accounts are strictly prohibited.
  • Zoya 9Apps Suspicious withdrawal requests may be temporarily placed on hold for verification.

Please Note: Always use the correct reference number when making a deposit. If your deposit does not arrive due to an incorrect reference, please contact support with your receipt. Issues are typically resolved within 48 hours.

Section 05

Bonus & Promotion Terms

Zoya 9Appsoffers a variety of bonuses and promotional offers, each with its own applicable terms. By claiming a bonus, you agree to the associated terms.

General Bonus Policy:

  • The welcome bonus is available to new members only and can be claimed once.
  • Every bonus comes with a wagering requirement—the bonus amount must be wagered a specified number of times before withdrawal.
  • Bonus funds cannot be withdrawn until the wagering requirement has been fully met.
  • Bonus abuse across multiple accounts or devices is strictly prohibited.
  • Bonus offers will be automatically cancelled upon expiry.
  • Zoya 9Apps Reserves the right to withdraw or modify any bonus at any time.

Advisory: Always review the specific wagering requirements and validity period of a bonus before claiming it. Our support team is always ready to answer any bonus-related questions.

Section 06

Betting Rules & Gaming Terms

Zoya 9AppsAll games and betting markets on operate under specific rules. Live Sports Betting, Live Casino, and slots each have their own distinct set of rules.

  • Once a bet has been accepted and confirmed, it cannot be withdrawn.
  • In live betting, odds may change due to network latency.
  • If an event is cancelled, the stake will be refunded.
  • If a game is cancelled due to a technical issue, Zoya 9Apps Will refund the bet amount.
  • If an error is found in the odds or results Zoya 9Apps reserves the right to void that bet.
  • All bets in Sports Betting must be confirmed before the event begins.

The RTP (Return to Player) rate for each casino game is set according to the provider's specifications. Adjusting these rates is beyond our control, and all games operate on a certified, impartial RNG system.

Article 07

Prohibited Activities

Zoya 9AppsThe following activities are strictly prohibited. Violations will result in permanent account closure and forfeiture of all funds:

  • Creating multiple accounts or using another person's account.
  • Bonus abuse — collecting bonuses using multiple accounts or identities.
  • Attempting to hack or manipulate game outcomes.
  • Using automated bots or software to place bets.
  • Money laundering or transactions involving illicit funds.
  • Threatening or harassing other users.
  • Attempting to breach the platform's security systems.
  • Completing KYC using a fake identity or fraudulent documents.

Warning: Zoya 9Apps' AI-powered fraud detection system operates 24/7. Suspicious activity is flagged automatically, and legal action may be taken where necessary.

Article 08

Responsible Gaming Policy

Zoya 9Apps We are firm believers in responsible gaming. Gaming is for entertainment—not a means to sustain your lifestyle or resolve financial difficulties.

We provide the following security measures:

  • Bet Limit: Set your maximum bet amount on a daily, weekly, or monthly basis.
  • Deposit Limit: Set your own deposit limits — you decide how much.
  • Self-Exclusion: Temporarily exclude yourself from the platform for a set period of time.
  • Cooling-Off Period: Take a break anywhere from 24 hours to 6 months.
  • Session Timer: Keep track of how long you've been playing.

If you or someone you know is showing signs of gaming addiction, please seek professional help. For more information, Responsible Play View the page.

Section 09

Privacy & Data Protection

Zoya 9Apps We place the highest importance on protecting your personal information. Your data is stored and used in accordance with our Privacy Policy.

  • Your personal information is never sold to any third party.
  • All data is secured with SSL-256 encryption.
  • Information is not disclosed to authorities without a lawful basis.
  • You may request the deletion of your data at any time.

For more details, please read our full Privacy Policy View the page.

Section 10

Account Closure & Suspension Policy

Zoya 9Apps Accounts may be temporarily or permanently closed under the following circumstances:

  • If any clause of the terms and conditions is violated.
  • If KYC verification fails or false information is found.
  • If suspicious financial activity is detected.
  • If evidence of bonus abuse is found.
  • You may request self-exclusion or account closure at any time.

If an account is closed, any legitimate balance in the wallet will be refunded within 7 business days, unless the funds are subject to forfeiture due to a violation.

Article 11

Dispute Resolution Process

If you have a dispute or complaint, please first contact Zoya 9Apps's support team to resolve the issue. Our team typically responds within 24 hours.

  • First, contact our support team via live chat or email.
  • The support team will conduct a thorough investigation within 72 hours.
  • If unresolved, the complaint may be escalated to senior management.
  • In all disputes Zoya 9Apps's decision shall be considered final and binding.

Submit a Complaint: Send a detailed message to [email protected]. Please include your username, the date of the incident, and any relevant screenshots.

Section 12

Amendments & Effectiveness of Terms

Zoya 9Apps We reserve the right to modify these Terms & Conditions, in whole or in part, at any time. Members will be notified via email or an on-platform notice before any changes take effect.

  • For significant changes, at least 7 days' advance notice will be given.
  • Continued use of the platform after any changes constitutes acceptance of the updated terms.
  • If you do not agree to the updated terms, you may request to close your account.
  • The latest version of these Terms & Conditions will always be available on the website.

If any provision of these Terms & Conditions is found to be invalid or unenforceable, all remaining provisions will continue in full force and effect. The Terms & Conditions as a whole will not be voided.

Effective Date: These terms are effective from January 2026. All previous versions are considered void as of that date.

Why Trust Us

At Zoya 9Apps Your Rights

Fully Secure Transactions

Every deposit and withdrawal on Zoya 9Apps is protected by SSL-256 encryption. Your financial information will never be compromised.

Fast Withdrawal Guarantee

Valid withdrawal requests are processed within 5 minutes. VIP members enjoy instant payouts.

Fair & Transparent Games

All games are operated on an RNG system in accordance with international standards and are regularly audited by independent third parties.

24/7 Support in Bangla

Our Bengali-speaking support team is always on hand to help. We respond in an average of 30 seconds.

Responsible Gaming Tools

Bet limits, self-exclusion, and cooling-off options are all in your hands. Your control, your call.

Data Privacy Assured

Your personal information is never sold to any third party. We comply fully with international data protection standards.

Get Started Today

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For Ages 18+ Completely Secure Responsible Gaming
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